Announcements

Lois McGuire joins EFMC board

Lois McGuire joins EFMC board

 

Lois McGuire

Lois McGuire, who has enjoyed an esteemed career in the academic world, has joined the board of the Education Foundation of Martin County (EFMC).

The news was shared by Lisa Rhodes, EFMC Executive Director, who has worked closely with McGuire on several EFMC projects.  “Lois has been a life-long education advocate and longtime supporter of the EFMC.  We are fortunate to now have Lois lend her leadership and expertise as a board member.”

McGuire and her husband moved to Harbour Ridge Yacht & Country Club from Bayonne, N.J. in 2002. Prior to that she spent decades teaching in New Jersey schools, beginning her career as a fourth and fifth grade teacher, rising to Superintendent of Schools in Kinnelon, the job from which she retired.

She received several awards for excellence in teaching from the State of New Jersey. A highlight of McGuire’s career came when she was asked to join then-New Jersey Governor Thomas Kean at a Governor’s Conference in Cincinnati to discuss at-risk youth.

McGuire earned a Doctorate in Education from Rutgers University and has been a consultant to the U.S. Department of Education and the New Jersey Department of Education.

A born teacher through and through, McGuire created an innovative English as Second Language program when she first moved to Harbour Ridge. Many employees in the community’s landscape, food services and maintenance departments were Spanish-speaking only, making it difficult for them to communicate with residents.

McGuire organized the scores of retired teachers who lived in Harbour Ridge to teach English in a five-day a week program that continued for four-plus years. The attendees earned GEDs, became US citizens and prospered in their jobs. The program was retired when it was no longer needed.

McGuire has also been a member of the Library Foundation of Martin County.

She currently teaches Mah Jongg at Harbour Ridge, where 135 residents take part in a high-energy weekly game. It has become the basis of a successful fundraiser for the Education Foundation of Martin County.  This year’s EFMC Charity Mah Jongg Tournament at Harbour Ridge is scheduled for March 3, 2023.

McGuire is the successful author of several books: Don't Be That KID! at Home, Don’t Be That KID! At School and the Don’t Be That KID! At School Resource Guide to help educators and parents guide their children through the maze of building essential positive character traits.

McGuire says she always wanted to be a teacher. “I love to be engaged in something that helps children. It has been my whole life and it will never stop.  I am honored to be a part of a group of dedicated community members who want to assist teachers to expand the educational possibilities for children in Martin County.”

To learn more about the Education Foundation of Martin County, visit www.educationfoundationmc.org

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 31, 2022|

Volunteers come together for United Way’s 27th annual day of caring

Volunteers come together for United Way’s 27th annual day of caring

 

Sharon Doris, Jesse Silva, Sabrina Silva, Dean Phillips, Sally Bross, Mario Massano

 

Many nonprofit and volunteer organizations throughout Indian River County offered their services to the community on Saturday, Oct. 15 for United Way’s 27th Annual Day of Caring.

As the largest one-day of service event on the Treasure Coast, the nonprofit brings nearly 1,000 volunteers together to participate in community service; sponsored once again by Publix Super Markets.

This year’s event hosted over 950 volunteers who completed 57 projects. Volunteer groups included Bank of America Merrill Lynch, Elliot Merrill, Girls on the Run, Northern Trust, Nuttal, Donini and Associates, CPA’s, Publix, Rehmann, Seacoast Bank, Vero Beach Oceanside Rotary, and the Tax Collector’s office of Indian River County, among many others.

The event kicked off at the Vero Beach High School’s Billy Livings Field, where hundreds of volunteers gathered for breakfast, donated by Joe and MaryAnn Conrado and Jeremy Odom, owners and operators of the local McDonald’s, Natalie’s Orchid Island Juice, and homemade cookies from Thelma Jean’s Bakery. Following the morning announcements, volunteers were energized by routines from the VBHS Cheer Squad and a fun warm-up from TBLB Fitness.

Projects were hosted by the Children’s Home Society of Florida, Crossover Mission, Hope for Families Center, Substance Awareness Center, The Arc of Indian River County, and many others. From painting, weeding, and trimming to organizing and writing greeting cards, volunteers had their hands full. Plus, 250 literacy kits were assembled and donated to Head Start of Indian River County.

Many of the volunteers said it was an incredible day to meet with nonprofits working to make Indian River County a healthier and stronger community. “There are so many of our neighbors struggling right now in their day-to-day lives, so every little bit of support helps,” said Meredith Egan, United Way of Indian River County CEO. “Any chance we have to give back is an opportunity to contribute to something good and feel good about doing it.”

Additionally, United Way would like to thank Gould Cooksey for donating water and CVS Distribution Center for donating many of the supplies used for the early learning kits.

United Way’s hub for opportunities, Volunteer Indian River County, is currently undergoing a facelift, but will soon offer year-round opportunities for those looking to get involved.

View the Day of Caring 2022 photo gallery, please visit UnitedWayIRC.org.

About United Way of Indian River County

United Way of Indian River County (UWIRC) is a 501(c)(3) nonprofit organization that fights for the health, education, and financial stability of every community member. United Way works with local programs to provide resources to individuals and families in crisis today while working year-round to improve community conditions and create lasting solutions. We are effectively building a strong foundation and improving lives by mobilizing the caring power of our community. For more information about your local United Way, please call (772) 567-8900 or visit our website, UnitedWayIRC.org

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]

Oct. 31, 2022|

Anne Wallace Posey to lead Tykes & Teens

Anne Wallace Posey to lead Tykes & Teens

 

 

Anne W. Posey, LMHC, NCC

The Board of Directors of Tykes & Teens, Inc. announces the appointment of Anne W. Posey, LMHC, NCC, as Chief Executive Officer of the organization, effective Nov. 7, 2022.

Posey comes to Tykes & Teens with 25 years of experience in behavioral health and healthcare systems leadership in agencies across Florida’s Treasure Coast. She most recently served as the Regional Administrator of Behavioral Health for Cleveland Clinic Florida and the Administrator of Neuroscience, Orthopedics, and Rheumatology for Cleveland Clinic Indian River Hospital in Vero Beach, Florida.

“Ms. Posey’s commitment to serving youth and families and ensuring access to appropriate evidence-based behavioral health services is consistent with the mission of Tykes.  Her record of community service and collaboration reflects the values of Tykes.  Her leadership achievements and energy are exactly what Tykes sought in its next CEO.” said Ken Kenworthy, President of the Board of Directors.

Ms. Posey holds a Master of Arts in Clinical Psychology from Marshall University in Huntington, WV, and is a Licensed Mental Health Counselor in the State of Florida, as well as a Nationally Certified Counselor. She has extensive leadership experience in systems that serve, including behavioral health, child welfare, and juvenile justice.  Ms.  Posey enjoys serving her community and is on the board of several local nonprofits.

“I have collaborated with Tykes over many years and very much look forward to leading the organization at this time of increased mental health challenges for our children from infant through young adult.  Our communities, schools, and caregivers are stretching to expand access and meet the range of demands for mental health services today and I am eager to help Tykes more fully deliver on its vital mission,” said Posey.

 Tykes & Teens,  Inc. has been a leading mental health provider for children and adolescents with evidence-based programs and services for 26 years.  With a mission of prioritizing children’s mental health in our families, schools, and communities through a wide range of prevention, education, and treatment programs and services, Tykes provides affordable quality mental health services for children in Martin. St. Lucie, Okeechobee, and Indian River Counties, comprising Florida’s Treasure Coast.  Follow them on FacebookInstagram, and LinkedIn.

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]

Oct. 31, 2022|

October is National Disability Employment Awareness month

*|MC:SUBJECT|*

October is National Disability Employment Awareness month

October is National Disability Employment Awareness month. And lest you think the only people this affects favorably are those who have found jobs that match their individual skill sets, the fact is their employers and the general population of the United States benefit, too.

Helping People Succeed, the nonprofit that’s been making a difference on the Treasure Coast for more than half a century, has two programs that match employers and employees: Successful Futures and Project Search... Read More>>

Sunshine Kitchen hosts student culinary cook-off Oct. 25

The public is invited to a Culinary Cook-Off as the Sunshine Kitchen hosts a student cooking challenge on Tuesday, Oct. 25, starting at 10 a.m. for a chance to win a $1,500 scholarship.

Presented by the Treasure Coast Education and Research Development Authority, this student cooking contest will pair Indian River State College students with St. Lucie Public School students as they compete for $1,500 in scholarship funds. Prep work will begin at 9:50 a.m.; cooking starts at 10:05 a.m.; judging will take place at 11:05 a.m., with awards being presented at noon... Read More>>

This year’s Pinot & Picasso has tropical twist

Helping People Succeed’s 9th Pinot and Picasso will feature the talented artists whose works grace the 2023 Art for Living Calendar, the unveiling of the Calendar, and a fun-filled party, all with a tropical twist.

Thanks to the generosity of local philanthropist Bill Lichtenberger, the elegantly casual event will take place on Saturday, Nov. 19, starting at 5:30 p.m., at Harbour Ridge Yacht and Country Club. Calendar art paintings, as well as other art, will be on display at the clubhouse ... Read More>>

Bank of America finds 66% of small business owners expect revenue increases; 52% plan to expand their businesses

Despite headwinds from supply chains, inflation and labor shortages, small business owners are forecasting a strong year ahead, according to the 2022 Women & Minority Business Owner Spotlight, a new report from Bank of America exploring the outlook of entrepreneurs nationwide. The report is based on a survey of more than 1,300 small business owners across the country, with additional insights into gender and ethnicity, and found that revenue expectations rose to a seven-year high, and expansion plans increased significantly since the spring... Read More>>

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Oct. 18, 2022|

Bank of America finds 66% of small business owners expect revenue increases; 52% plan to expand their businesses

Bank of America finds 66% of small business owners expect revenue increases; 52% plan to expand their businesses

New report spotlights women and minority business owners, including challenges and overall business and economic outlook

 

 

Despite headwinds from supply chains, inflation and labor shortages, small business owners are forecasting a strong year ahead, according to the 2022 Women & Minority Business Owner Spotlight, a new report from Bank of America exploring the outlook of entrepreneurs nationwide. The report is based on a survey of more than 1,300 small business owners across the country, with additional insights into gender and ethnicity, and found that revenue expectations rose to a seven-year high, and expansion plans increased significantly since the spring. Over the next 12 months:

  • 66% of business owners expect revenue to increase—a seven-year high
  • 52% plan to expand their business—up from 37% this spring
  • 83% plan to obtain funding for their business—up from 70% this spring

As the possibility of a recession looms, 77% of entrepreneurs say their business is equipped to survive a recession.

“As we look ahead to 2023, small business owners are optimistic about the future, even with ongoing economic challenges and uncertainty,” said Sharon Miller, President, Small Business, Head of Specialty Banking and Lending at Bank of America. “The data underscores what we’ve seen time and time again: the continued resilience of small business owners whose success remains foundational to our local and national economies.”

Inflation and commodities prices are top concerns

When asked about their primary concerns, small business owners identified inflation (75%) and commodities prices (69%), followed by a potential recession (67%), the U.S. political environment (66%) and interest rates (65%). A strong majority (88%) say inflation and supply chain issues (80%) are continuing to impact their operations, leading to price increases.

Hiring plans are up significantly with wages on the rise to attract talent

Amid labor shortages, business owners reported that their hiring plans are reaching the highest levels in seven years, with 38% planning to hire in the next 12 months. The majority (61%) of business owners say labor shortages are currently impacting their business, up from 41% in the spring. Among those business owners impacted:

  • 49% are working more hours
  • 31% are raising wages to attract competitive talent
  • 30% are having difficulty filling job openings

The report also includes specific insights on the perspectives of women, Black, Hispanic-Latino and Asian American and Pacific Islander (AAPI) business owners, examining key areas including access to capital, business outlook, social change and community.

Women, minority entrepreneurs face barriers accessing capital

More than a quarter (29%) of women business owners surveyed said they do not think they will ever have equal access to capital, while 40% of Black business owners, 27% of Hispanic-Latino business owners and 22% of AAPI business owners said the same.

Minority business owners reported more challenges accessing capital for their businesses than the national average, with 46% of Black and Hispanic-Latino business owners and 55% of AAPI business owners reporting they’ve personally faced challenges. Black business owners were most likely to say they are concerned about credit availability—57% of Black business owners surveyed expressed concern vs. 45% overall.

Women business owners project growth but are less optimistic than men

Women business owners have an overall positive business outlook, while confidence in their business and the broader economic landscape is more tempered than their male peers. Over the next 12 months:

  • 63% expect revenue to increase vs. 68% of male business owners
  • 47% plan to expand their business vs. 57% of male business owners
  • 38% are confident that the national economy will improve vs. 50% of male business owners

Overall, women business owners say they face more challenges in business than their male counterparts, with the majority (59%) saying they have to work harder for the same success as men.

Black business owners advocate for social change through their businesses

Fifty-five percent of Black business owners say racial justice and equity are important causes for their business, compared to 30% of non-Black business owners. Eighty-seven percent of Black business owners say they are committed to driving social change through their business, and two in five have active pledges or commitments toward social causes through their business, including volunteering, making operational changes and monetary commitments. As a result of these efforts:

  • 61% say they have increased sales
  • 40% say they deepened ties to their community
  • 34% say they have increased their customer base

In addition, Black business owners are more optimistic than their non-Black counterparts about their business outlook. Over the next 12 months:

  • 72% expect revenue to increase vs. 63% of non-Black business owners
  • 65% plan to expand their business vs. 50% of non-Black business owners

Hispanic-Latino business owners prioritize building generational wealth

Keeping the future of their families in mind, a strong majority (86%) of Hispanic-Latino business owners are committed to building generational wealth through their business—compared to 77% of non-Hispanic-Latino business owners. Community involvement is a priority, too: 88% of Hispanic-Latino business owners say they actively give back to their communities, taking actions such as donating products/services, volunteering and sponsoring local events and teams.

Additionally, Hispanic-Latino business owners are more optimistic than their non-Hispanic-Latino peers about their business outlook. Over the next 12 months:

  • 71% expect revenue to increase vs. 65% of non-Hispanic-Latino business owners
  • 59% plan to expand their business vs. 52% of non-Hispanic-Latino business owners

AAPI business owners rely on family to drive business

AAPI business owners report strong support systems, as 80% say their family supports their business. Providing for the next generation is also top of mind, with 82% of AAPI business owners aiming to build generational wealth through their business. Additionally, more than one in three (37%) AAPI business owners said they received guidance on starting their business from family members.

When asked about their business outlook for the coming 12 months, 62% of AAPI business owners said they expect their revenues to increase, while 60% said they plan to expand their business (vs. 52% of non-AAPI business owners).

 

For an in-depth look at the insights of the nation’s small business owners, please read the full Bank of America 2022 Women & Minority Business Owner Spotlight.

Bank of America 2022 Women & Minority Business Owner Spotlight

Ipsos Public Affairs conducted the Bank of America 2022 Women & Minority Business Owner Spotlight survey online between July 26 and August 17, 2022 using a pre-recruited online sample of small business owners. Ipsos contacted a national sample of 1,308 small business owners in the United States with annual revenue between $100,000 and $4,999,999 and employing between two and 99 employees, as well as 357 interviews of Hispanic small business owners, 369 interviews of Black small business owners and 150 interviews of Asian American small business owners. The final results for the national and demographic segments were weighted to national benchmark standards for size, revenue and region, while the final results for the Hispanic segment were weighted for size, revenue, region, and whether the respondents were primarily English-speaking or Spanish-speaking.

 

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Bank of America

Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 67 million consumer and small business clients with approximately 4,000 retail financial centers, approximately 16,000 ATMs and award-winning digital banking with approximately 55 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 3 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and approximately 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 17, 2022|

October is National Disability Employment Awareness month

October is National Disability Employment Awareness month

 

Jimmy Dean, Dawn Hutchinson, Shannon Wilson, Sharon Cullen, Beth Schumer and Ryan Boyle of Helping People Succeed’s Successful Futures program
Debi Athos, Jen Ripperger and Janet Kissam of Helping People Succeed’s Successful Futures program

 

October is National Disability Employment Awareness month. And lest you think the only people this affects favorably are those who have found jobs that match their individual skill sets, the fact is their employers and the general population of the United States benefit, too.

Helping People Succeed, the nonprofit that’s been making a difference on the Treasure Coast for more than half a century, has two programs that match employers and employees: Successful Futures and Project Search.

As Suzy Hutcheson, CEO of Helping People Succeed says, “Many people have asked us, what can a person with a disability do in the workforce of today - our answer is just about anything.”

Shannon Wilson is Director of Successful Futures at the nonprofit. She receives referrals from Florida’s Division of Vocational Rehabilitation which in turn are matched up with clients of Helping People Succeed who have the physical, cognitive and sensory skills to do the job.

Because there is great care taken to make successful matches, it can take 3-4 months for a client to find a job. Employers will get referrals that include:

  • Matching their needs with the abilities and skills of applicants
  • Providing on-site training for the new employee
  • Providing follow-up and on-going support services both to the newly hired employee and the employer to ensure job placement satisfaction

The follow-up support services are performed by a Helping People Succeed Employment Consultant (or Retention Specialist) who works with each employee, giving whatever support is necessary for the client to understand, perform and enjoy their job.

This can continue throughout the client’s entire working career if it is requested. Businesses that have trouble hiring competent workers are often pleasantly surprised when they offer someone with a disability the chance to work for them.

Helping People Succeed’s other initiative, Project Search, is offered in conjunction with the Martin County School District. It’s a one-year transition program for students aged 18-21 who have graduated from high school. It takes place in a business setting in which the interns are totally immersed, allowing them to become employable with competitive work skills. Individualized job development and placement is on-going and based on strengths, skills and interests.

Hutcheson likes to say that Helping People Succeed creates taxpayers. And although October is National Disability Employment Awareness month, the nonprofit works every day of the year to help people with disabilities become accepted, included and valued employees.

For more information about employment training and other programs offered by Helping People Succeed, visit www.hpsfl.org.

 

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 17, 2022|

Sunshine Kitchen hosts student culinary cook-off Oct. 25

Sunshine Kitchen hosts student culinary cook-off Oct. 25

 

The public is invited to a Culinary Cook-Off as the Sunshine Kitchen hosts a student cooking challenge on Tuesday, Oct. 25, starting at 10 a.m. for a chance to win a $1,500 scholarship.

Presented by the Treasure Coast Education and Research Development Authority, this student cooking contest will pair Indian River State College students with St. Lucie Public School students as they compete for $1,500 in scholarship funds. Prep work will begin at 9:50 a.m.; cooking starts at 10:05 a.m.; judging will take place at 11:05 a.m., with awards being presented at noon.

The categories/winning divisions included: 

• Plate Appearance

• Taste/Flavor

• Teamwork/Cooperation

• Proper Cooking Procedures

• Knife Skills

• Degree of Difficulty

• Sanitation/Food Safety

Two $1,500 scholarships will be awarded with funding provided by the St. Lucie County Board of County Commissioners. Scholarships will be paid to the St. Lucie County Public Schools Education Foundation and Indian River State College Education Foundation.

The public is invited to attend and enjoy this free event. Refreshments will be provided by middle school students enrolled in culinary programs through the St. Lucie Public School District. Those interested in attending should register before Wednesday, Oct. 19 by emailing: [email protected] or calling 772-467-3107.

Located inside the Treasure Coast Research Park, the Sunshine Kitchen is a 10,000-square-foot, state-of-the-art food incubator where chefs, caters, food truck operators, and more can hone their culinary skills. The Sunshine Kitchen Food Business Incubator is located at 7550 Pruitt Research Center Road, Fort Pierce, Fla. 34545. For more details, visit www.sunshinekitchenslc.com.

The Sunshine Kitchen is owned and operated by the Treasure Coast Education and Research Development Authority and the St. Lucie County Board of County Commissioners.

 

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]

 

Oct. 17, 2022|

Three IRSC students receive scholarships from Port St. Lucie Business Women

Three IRSC students receive scholarships from Port St. Lucie Business Women

PSLBW Scholarship Committee Chair Carol Wyatt, President Jessica Parrish, Sherri Monds, Scholarship Development Coordinator/Student Success Services, IRSC

 

Since its inception in 1980, the Port St. Lucie Business Women has supported women in the advancement of their education at Indian River State College and in their careers. To date, the Business Women has donated more than $125,000 to the Indian River State College Foundation through its annual scholarship awards from money raised in the organization's Spring Fashion Show, assuring the future of more than 70 local women. Three outstanding students were chosen as this year's scholarship recipients.

The Port St. Lucie Business Women/Kay Schaeffer Memorial Scholarship is an annual award of $2,500 for tuition and books to a woman who plans to attend or is enrolled at Indian River State College. The Port St. Lucie Business Women's Scholarship also is an annual award of $2,500 for tuition and books to a female student who currently is pursuing a degree or certificate program at IRSC.

Jahiuka Lifhred is the recipient of the Port St. Lucie Business Women/Kay Schaeffer Memorial High School Scholarship. Lifhred plants to pursue an Associate of Arts degree, followed by a Bachelor of Arts. Her ultimate goal is to become a nurse practitioner or a surgeon. “I chose this career path because I’m passionate about helping others in need,” says Lifhred. She currently works at the performing arts company End It, a non-profit youth organization that provides education, inspiration, and positive alternatives utilizing the arts. While her goals are serious, Lifhred is quick to mention that she loves pizza, being goofy and the musical Hamilton.

Marline Destin-Chery has been awarded the Port St. Lucie Business Women/Kay Schaeffer Memorial Baccalaureate Scholarship. She is working towards completing her Bachelor of Arts to become a teacher in the St. Lucie County School District. “My biggest motivation is showing my 7-year-old son that anything is possible if you work hard at it,” says Destin-Chery. She works as a Pre-K paraprofessional assisting a teacher with a class of 4- and 5-year-old children. She loves to go camping and to the beach with her son, creating warm memories.

Peyton Santa has been awarded the Port St. Lucie Business Women/Kay Schaeffer Memorial Certificate or Degree Program Scholarship. She is working towards certification as an Emergency Medical Technician. Following attaining this goal, she plans to attend the IRSC Fire Academy and apply for a position in the St. Lucie County Fire District. Beyond this, Santa wants to receive firefighter paramedic training so that one day, she may rise to the position of Chief Fire Officer. “Serving in the United States Navy gave me both strength and confidence,” she says, traits that have served her well as a foundation for her lofty pursuits. Santa shares that she also is passionate about horses and hopes to run an equine rescue and rehabilitation facility. “I like to say at least three nice things to random strangers on a daily basis and brighten their day,” she adds.

Students may apply for scholarships starting November 1 through the IRSC online scholarship application portal. For more information contact Indian River State College at (772) 462-4786, or by e-mail at [email protected].

The Port St. Lucie Business Women is a 42-year-old, 501 (c) (6) non-profit professional organization dedicated to promoting the interests of businesswomen and serving our community effectively. For more information, visit PSLBW.com. Follow their Facebook page for updates about events, programs and community involvement.

 

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 10, 2022|

SBA adds central and north Florida counties to disaster declaration for Hurricane Ian

SBA adds central and north Florida counties to disaster declaration for Hurricane Ian

 

 

The U.S. Small Business Administration (SBA) announced the addition of several Florida counties to the disaster declaration for Hurricane Ian that began Sept. 23. This expands eligibility for more businesses and residents to apply for SBA’s low-interest disaster loan program. The SBA is opening a second and third Business Recovery Center, in Bonita Springs on Wednesday and in Naples on Thursday, to provide one-on-one assistance to those applying for a disaster loan.

The disaster declaration now covers Charlotte, Collier, DeSoto, Flagler, Hardee, Highlands, Hillsborough, Lake, Lee, Manatee, Orange, Osceola, Pinellas, Polk, Putnam, Saint Johns, Sarasota, Seminole and Volusia counties in Florida, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Alachua, Bradford, Brevard, Broward, Clay, Duval, Glades, Hendry, Indian River, Marion, Miami-Dade, Monroe, Okeechobee, Pasco and Sumter in Florida.

SBA’s Lee County Business Recovery Center (BRC) will open at 10 a.m. Wednesday, Oct. 5 at The Hub at SWFL, Inc. in Bonita Springs. The Collier County BRC will begin operation at 11 a.m. Thursday at The Naples Players in Naples. All BRCs will remain open as indicated below until further notice:

 

 

SBA Customer Service Representatives will be available as indicated above to answer questions about the disaster loan program and assist business owners in completing their applications. Due to the ongoing COVID-19 pandemic, the SBA has established protocols to help protect the health and safety of the public. All visitors to the BRCs are encouraged to wear a face mask.

Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace disaster-damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace disaster-damaged or destroyed personal property.
Building back smarter and stronger can be an effective recovery tool for future disasters. Applicants may be eligible for a loan amount increase of up to 20 percent of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, elevation, retaining walls, and landscaping to help protect property and occupants from future damage caused by a similar disaster.

Interest rates are as low as 3.04 for businesses, 1.875 percent for nonprofit organizations, and 2.188 percent for homeowners and renters, with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloanassistance.sba.gov/ela/s/ and should apply under SBA declaration # 17644.

To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.gov or download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362.

Disaster loan information and application forms can also be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (if you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services) or sending an email to [email protected]. Loan applications can also be downloaded from sba.gov/disaster. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is Nov. 28, 2022. The deadline to return economic injury applications is June 29, 2023.

 

About the U.S. Small Business Administration

The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

 

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 10, 2022|

Emergency relief fund activated in wake of disaster

Emergency relief fund activated in wake of disaster

 

United Way of Florida has activated the Disaster Recovery Fund for those affected by Hurricane Ian.

As part of United Way’s mission to build stronger, more resilient, and equitable communities – and to support communities affected by Hurricane Ian – United Way has created the United Way Disaster Response and Recovery Fund to help local United Ways meet immediate storm-related needs and support long-term recovery throughout the affected regions.

“We know that many generous groups and individuals are looking to assist in repairing and rebuilding these communities devastated by Hurricane Ian,” said Meredith Egan, United Way of Indian River County CEO. “This collaboration will streamline and amplify the ability to quickly support the communities throughout the state who are victims of this once-in-a-century storm.”

One donation can benefit multiple communities or be directed to a specific need or location/county. To donate to the United Way of Florida Disaster Recover Fund or to contribute directly to a local United Way directly impacted by Hurricane Ian, please visit https://www.uwof.org/disaster-recovery-fund. One hundred percent of all gifts will go to the relief effort. Any unspent funds will be used toward any future disasters that strike.Local residents needing resources should call 2-1-1. This is United Way’s free information and referral hotline, available 24 hours, seven days a week to connect callers to emergency resources, including disaster-relief efforts.

 

 

About United Way of Indian River County

United Way of Indian River County (UWIRC) is a 501(c)(3) non-profit organization that fights for the health, education, and financial stability of every community member. United Way works with local programs to provide resources to individuals and families in crisis today while working year-round to improve community conditions and create lasting solutions. We are effectively building a solid foundation and improving lives by mobilizing the caring power of our community. For more information about your local United Way, please call (772) 567-8900 or visit our website, UnitedWayIRC.org.

 

 

Treasure Coast Business is a news service and magazine published in print, via e-newsletter and online at tcbusiness.com by Indian River Media Group. For more information or to report news email [email protected]
Oct. 10, 2022|